Look forward to a fulfilling retirement

You’re looking forward to an active, secure and fulfilling retirement.Naturally you will want to maintain your current standard of living.But you will also want to fulfill your own personal ambitions and be able to enjoy all the luxuries you deserve. After all, you’ll have earned it.



              Ensure you have planned ahead

  • It’s a fact that advances in medical care and general welbeing mean that you can expect to enjoy a longer and more active retirement than your parents and grandparents.
  • Retirement is now viewed by many as the start of a new era in their lives-one in which they can enjoy the opportunities that their busy work lived didn’t allow.
  • As well as having a sufficient income to spend on all the good things you’ve been looking forward to you also need consider the possible costs of additional health care .

Your future-take the initiative

The onus is increasingly on you to ensure that you have the financial resources to maintain your standard of living when you finish working.And if you want to look forward to a retirement which offers you new opportunities to fully enjoy your freedom, it’s up to you to take the initiative.


             Effective planning for your retirement is key

  • Step 1 -  Decide on your goals, your dreams
    When do you want to retire? Have you considered early retirement?
    What are your ambitions? Will retirement find you on a round-the-world cruise or relaxing in your garden?

  • Step2 - Make it happen
    Now the question of how to pay for these dreams raises its head. By saving now, by saving often, by saving as much as you can, you can take a step closer to the retirement you deserve.

  • Step 3 - A gift for the future
    No-one wants to think of their loved ones struggling after they’re gone.By starting your retirement planning journey now, you can help to ensure they have the security and opportunities you always wanted for them

helping you achieve your perfect retirement
The singnificant aspect that separates retirement provision from other investment objectives is one of magnitude. It is never too early to begin putting money aside somewhere it can accumulate to help you achieve your all-important retirement aims.
            There are investment products available that are ideally suited to help plan for a             financially independent retirement. Generali International has one such investment             that could help you plan for your retirement- we call it Vision.It is a whole of life             policy that is designed to provide an effective regular saving solution, offering a             range of features to suit your lifestyle .
  • Real Growth Potential
    The choice of wide range of investment options including bond, global equity and managed funds.
  • Easy access
    The ability for you to choose when to take the benefits you have accumulated, either as a lump sum, a regular income or a combination of both.
  • Premium flexibility
    Reduce or increase your premiums according to your circumstance, take a premium holiday when the pressure is on or add a lump sum on receipt of cash bonuses.
  • Investment adaptability
    To switch between the investment funds available so you can adapt your retirement portfolio to reflect the changes in your circumstances.Focusing on more secure investment options to preserve gains as you approach your retirement date.
  • Tax efficiency
    Through investment funds that grow free of Guernsey tax deductions.
  • A product that moves with you
    Whenever you choose to live and work, you can continue to contribute to your policy.
  • Rewarding your Vision
    Valuable bonuses as reward for maintaining regular payments to your policy. And the more you save, the more we add, allocating up to 105% of the moneyyou invest.Loyalty bonuses are only applicable for polices with a premium payment term of 10 years or more.
  • Automatic fund switching
    Help protect your investments from market downturns with a facility that automatically filters new and previous investments into specially designed lower risk funds during the five years prior to your retirement date.

Certain conditions and charges may apply and are detailed in the Principal Brochure and Policy Detail Guilds.The Principal Brochure should be read before a Vision policy is purchased.
To find out how Vision can help you provide for a happy and fulfilling retirement, why not speak to your Financial Adviser.

In good hands

When you make commitment to Generali International through a Vision product, you enjoy the backing of a global company whose strength and experience provides help and reassurance to our customers in some 40 markets across five continents.

              When strength matters
              The Generali Group’s worldwide expertise is built on a foundation of real financial                strength, as the following facts confirm ：

  • The Generali Group is the 3th largest insurer in the world*
  • The Group has assets under management of over €330 billion *
  • The Group’s credit rating with Standard & Poor’s is AA and it has a Moody’s rating of Aa3**

*2006 Fortune Global 500, based on 2005 revenuse.
**Correct as at June 2006

Please note that investment involves risks.The value of your policy is not guaranteed and can go down as well as up
Licensed insurer under the insurance Business(Bailiwick of Guernsey) Law 2002 and regulated by the Guernsey Financial Services Commission.
Present website may not apply to your region area; neither such product would apply to you investor as well .
 








   Standard International Company Consultoria De Investimentos Finaneiros Ltda.
   Avenda Brigadeiro Faria Lima,3729 5andar Itaim Bibi-CEP 04538-905-Sao Paulo-SP-Brasil
   Phone Number:55-11-3443-6268    Fax Number:55-11-3443-6378